?? ??? ????????? ?????? ??? ?? ????? ?? ?? ???? ??? ?? ???? ????? ?????? ??? ???? ????? ?? ???? ???? ?? ??? ???? ???. The veteran retirement columnist displays over a two-fund portfolio, Safe and sound investing premiums, and also the part of house fairness in retirement money flows. ???? ????? ???? ??????? ?????? ??? ?? ???  ????? ??????? ???